If you have decided that you want your PIP breast implants removed – either as a precaution or because you have problems with them – then you have a number of options for financing your surgery. Removal or Replacement operations do not come cheap, often costing between £2500-£5000 depending on whether you return to your original implant provider or go elsewhere. Our checklist below is by no means exhaustive but may provide inspiration if you are desperately trying to think of ways to fund your PIP removal:
- Start by assessing whether you can get funding to have your implants removed or might be a ‘critical case’ for having them removed free. Contact your original provider to see if they are taking responsibility: some are providing free or subsidised removal and replacement. Your GP or local Primary Care Trust is probably your next port of call. If you were an NHS patient initially then your situation is much more straightforward. See our sections on NHS and Private Surgeons.
- If you cannot get help, you may still be eligible to claim back some of the money. Have you signed up with a solicitor yet? There are a number of legal groups representing PIP ladies (see our section on PIP legal issues) and they are trying to put together a Group Litigation on behalf of all PIP clients. The sooner you can get your claim in the better, however, as action is imminent.
- If you paid for your original PIP breast implants through a credit card or bank loan, you might be able to reclaim some or all of the money. read more via Money Saving Expert
- A number of the larger cosmetic surgery groups offer a 0% finance option, so you can spread the cost of your surgery over a fixed period (usually 12 months). Be careful to read all the terms and conditions. This does tend to be subject to credit checks, so isn’t much use if you’re already in debt
- Many also accept credit cards so some PIPettes have been taking out credit cards with no APR, paying for their PIP surgery on these with the intention of transferring any remaining balance when the no APR term finishes. Not a bad idea if a) you can get accepted for the card and b) you are very strict with yourself about making payments and remembering to transfer if you’ve not paid it off in time
- Some ladies are resorting to loans. This makes us feel a bit uncomfortable although it probably depends on which loan company you decide to go through. Just be wary of loan sharks with humongous interest rates. Unfortunately, the World and His Dog are happy to feed on the vulnerability of PIPettes at the moment and however depressed you may be feeling about your PIPs, bailiffs knocking at your door months down the line really won’t help
- Believe it or not we’ve heard stories of dodgy “GroupOn” type voucher schemes, coupons and Ebay-style auctions for PIP removal and replacement. It goes without saying really: Just. Don’t. Do. It. Of course, getting a cheap deal is tempting when you’re feeling desperate but any company willing to cheapen their procedures in this way is unlikely to be the answer to your prayers
- Have you tried asking family and friends very nicely? You might be really embarrassed about your situation – maybe your family don’t even know. But you’d be amazed how many family members have stepped in to help out UK PIPettes. It’s really heartwarming how loved you all are…at the end of the day, health is so much more important than money and most of your families are well aware of that. The forums are full of uplifting stories of ladies whose loved ones have saved the day. So as a last resort, try letting them know what’s happened: you never know, they might surprise you